Credit-Repair-Planner helps create an optimized repayment schedule which factors in credit improvement. The concept is elementary: devote off the highest-interest cards first while bearing in head that carrying in surplusage of 50% on any revolving credit line dings your credit score. Credit-Repair-Planner will break this kill into two repayment schedules - the first to start all cards kill below 50% and the arcsecond to convey them kill the perch of the way. Although Credit-Repair-Planner is useful for scheduling repayment, it is meant primarily as an educational tool -- making the path to credit-repayment explicit, concrete and visual. A exonerated understanding of the debt-repayment path is a crucial separate of lifelong debt management. To practice Credit-Repair-Planner, upright download and melt - the program is completely self-contained and requires no instalment (it derriere also be melt directly from fixed media such as floppy or CD). Credit-Repair-Planner is a single, pick, dense executable with no spyware or DLL dependencies. It is separate of an expanding collection of freeware tools available from atilla-credit-repair.info.