Credit-Repair-Planner helps create an optimized repayment schedule which factors in credit improvement. The concept is unproblematic: yield off the highest-interest cards first while bearing in listen that carrying in superfluous of 50% on any revolving credit line dings your credit score. Credit-Repair-Planner will break this downward into two repayment schedules - the first to amaze all cards downward below 50% and the indorsement to takings them downward the lie of the way. Although Credit-Repair-Planner is useful for scheduling repayment, it is meant primarily as an educational tool -- making the path to credit-repayment explicit, concrete and visual. A open understanding of the debt-repayment path is a crucial contribution of lifelong debt management. To utilise Credit-Repair-Planner, scarce download and trial - the program is wholly self-contained and requires no induction (it seat also be trial directly from fixed media such as floppy or CD). Credit-Repair-Planner is a single, fair, pack executable with no spyware or DLL dependencies. It is contribution of an expanding collection of freeware tools available from atilla-credit-repair.info.